I just wanted to take a minute to introduce myself and let you know a little bit about our company, PRC Auto Credit. My name is Justin Plosz. We prequalify dealerships and hold them responsible for their actions in order to ensure the best vehicle purchasing experience possible. You are more than just one client of PRC Auto Credit; you are a component of something greater. Our marketing team provides dealerships with hundreds of opportunities to sell cars each month so they won't lose our business. When you enter a dealership and purchase a vehicle by yourself, you are typically treated as just one person, but not with PRC. You are typically treated as just one person when you enter a dealership and purchase a vehicle alone, but not with PRC Auto Credit. At PRC Auto Credit, you're a part of something bigger because if they don't treat you right, we won't do business with them, which means they'll miss out on hundreds of opportunities each month.